August 2022

Conditions of Use

By using this website and all others owned and maintained by Notch Insurance Services, LLC (hereinafter referred to as “Notch”), you agree to the following terms and conditions, please read them carefully. These terms and conditions may be revised at any time by our updating this notice and posting it on our website. If you continue to use this website, you are bound by these changes after we have posted the changes. Recommendations are made that you periodically visit this page to review the most recent Terms & Conditions.

If you decide to purchase insurance products or services from Notch the terms and conditions specified in your policy or agreement with Notch will apply. All references to "Notch" and its affiliates are listed below.

Restrictions on Use of Materials  This website is owned and operated by Notch Insurance Company. Except as otherwise expressly permitted in writing by Notch, no materials from this website or any website owned, operated, licensed, or controlled by Notch may be copied, reproduced, republished, uploaded, posted, transmitted, hyperlinked, or distributed in any way. You may download material displayed on this website for your use only and provided you do not remove any copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, link, or use the content of this website for public or commercial purposes, including any text, images, audio, video, and any other content without Notch's written permission.

Trademarks & Copyright All trademarks, services marks, trade names, logos, icons, and domain names located on this website are the property of Notch and others. Nothing contained on the website should be construed as granting, by implication or otherwise, any license or right to use any trademark, service mark, trade name, logo, icon, and domain name displayed on this website without the written permission of Notch or third party that may own such marks or names displayed on this website. Your use of the trademarks, service marks, trade names, logos, icons, and domain names displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited. Images displayed on this website are either the property of, or used with permission by, Notch. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Subscription, Termination, and Refunds

These Terms constitute a separate agreement between You and Notch. It is hereby clarified and agreed that Notch provides solely a Product that is used, among other things, as a tool for real-time monitoring and, therefore, shall have no liability for any violation of the Terms by such fraudulent activities, including any dispute or claim between You and a malicious website, and in case of any cyber attack that may damage you, all claims You may have should be addressed to such malicious entity, and You shall have no claims and/or demands against Notch including, but not only, in case such fraudulent and/or malicious activity was not detected by our service.

Using our service is subject to payment of subscription fees. To use the service, the User must subscribe to the service by filling out a form and providing details as requested by Notch. It is clarified that Notch may change any requested details from the User at any time and under its sole discretion, and Notch reserves its right to decline a subscription request, for any reason, under its sole discretion and without providing a such reason.

It is possible to subscribe to several subscription plans at prices determined by Notch. Notch may change the prices and the trial period at any time, as well as any of the services at its sole discretion, and You will not have any claims against Notch in such cases.

Subscribing to the Service is subject to a monthly or yearly fee according to the User’s choice, which shall be charged in advance or monthly and at a fee decided by Notch from time to time. Notch reserves its right to increase or decrease such fee and/or change the available subscription plans at its sole discretion and without prior notice. The subscription fees shall be charged in advance at the beginning of each month until the User cancels his subscription. In case of a decrease in the subscription fees, the User will not be entitled to any refund and/or discount and/or any other benefit or deduction, and the User shall not have any claims against Notch in such case.

Any subscription plan will be automatically renewed until canceled by the User. In case of a decrease in the subscription fees, the User will not be entitled to any refund and/or discount and/or any other benefit or deduction, and the User shall not have any claims against Notch in such case.

The User may pay via credit card (through Stripe) or via PayPal or other external payment services. It is clarified that Notch may change, at its sole discretion, the payment methods at any time at its sole discretion and without any prior notice or consent, and You will not have any claims against Notch in such case.

It is clarified that You should pay via external payment services such as Stripe or PayPal, a third party provides such service that Notch does not control. Therefore, Notch shall not be liable for any faults and/or errors, including any security issues resulting from such payment method as set forth above.

Should a User not settle any payment of subscription fees, the following shall occur:

  1. The User will receive a reminder via email to settle any due payments;